Geographical Scope of Travel
NEPAL/CHINA
Sum Insured
USD 25,000
Maximum Trip Duration
15 Days, 21 Days, 30 Days , 60 Days
Age Limit
1 - 65 Years
Sr. No. |
Benefits |
Sum Insured |
Deductible |
---|---|---|---|
1 |
Hospitalization expense for illness & Injury (including medical evac) |
USD 25,000 |
USD 500 |
2 |
Personal Accident (Death & Disability) |
USD 15,000 |
NIL |
3 |
Delay of Checked In Baggage |
USD 200 |
12 Hours |
4 |
Loss of checked-in baggage |
USD 250 |
NIL |
5 |
Loss of Passport & Driving license |
USD 200 |
NIL |
6 |
Trip cancellation |
USD 750 |
USD 100 |
7 |
Trip Interruption & curtailment |
USD 750 |
USD 100 |
8 |
Common Carrier Delay |
USD 125 |
8 Hours |
9 |
Hotel extension due to contingency |
USD 300 |
NIL |
10 |
Compassionate Visit |
USD 1,000 |
NIL |
11 |
Daily allowance in case of hospitalization |
25 per day (max 5 days) |
Franchise 1 day |
12 |
Personal liabiliy |
USD 5,000 |
10% of actuals |
13 |
Missed connection |
USD 1,000 |
3 hrs |
14 |
Repatriation of Remains |
USD 5,000 |
NIL |
Emergency nos for urgent medical assistance
Yes this policy works on cashless basis for medical evacuation (via heli) and medical hospitalization.
There is a combined deductable or excess of $500 on medical evacuation and hospitalization for EBC/ABC policy. This means that if the bill for evacuation let’s assume is $5000 and hospitalization is $2000, then insurance company will pay directly $6500 to the hospital and helicopter company and you have to pay $500 only.
You have to pay these deductibles to the helicopter company directly either before the evacuation or post evacuation once you have landed in the hospital. Our Assistance team will be in touch with you all the time.
Yes, the medical evacuation includes the evacuation via Helicopter and road ambulance.
Yes, this policy covers the domestic and the international flight delays. In case the local flights in Nepal get delayed by more than 8 hrs, the policy will cover the cost of the food and accommodation upto the prescribed limit and coverage in the policy.
Yes, this policy covers all kind of Sickness and injuries but excludes any pre-existing diseases.
In case the insured trekker is seriously unwell or badly injured, then please call on the emergency numbers given on your medical rescue cards. Our expert assistance teams and the high altitude doctors will assess the situation and will launch the evacuation on their recommendation once we receive the approval from the claims team. A typical evacuation can take anywhere between 30 minutes to 2 hours depending on the situation and weather conditions.
Yes, Covid-19 related claims like Hospitalisation or Trip Interruption coverages are included in the plan.
No, Covid-19 coverage is included in the plan.