The policy has been designed to cover 200+ sports & adventure activities & covers all four categories air, water, mountaineering and allied sports. They are divided into five levels (Level 1-5) based on the risk involved. The policy is 100% customisable and can provide coverage upto 25 crores. We cover individual, groups as well as events.
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mountain & ice
air
water
land
LEVEL 1: BASE
abselling
Camping
Canoeing
Canyon swing
Fell running / walking
Sleigh rides
Trekking below 2000 mts
Bouldering
Bushwalking up to 3,000 mTS
Glacier walking
Hiking/trekking up to 3,000 mTS
Mountain biking on tracks and trails
Mountain Biking (Cross Country)
Rock climbing
Rock climbing (indoor)* Trekking up to 3,000 mTS
Walking up to 3,000 mTS
Aerial safari
Parasailing
Parascending (over water only)
Passenger in a helicopter
Passenger in a private, light aircraft
Angling
Black water
rafting
Deep sea fishing
Jet boating
Jet skiing
Kayaking
Riverboarding
Rowing / sculling
Sea canoeing
Sea kayaking (coastal waters only)
Snorkelling
Speed boating
Stand up paddle surfing
Surf boat rowing
Surfing
Swimming
Tubing
Wake skating
Wakeboarding
Windsurfing (coastal waters within 3 nautical miles only)
Yachting (coastal waters only)
Scuba diving to 40 mTS
White water kayaking grades 1 - 3
Yachting (outside coastal waters)
White water rafting grades 1 - 3
Archery
Badminton
Ballooning
Baseball
Basketball
Bowling
Clay pigeon shooting
Cricket
Cycling (incidental to the trip)
Cycling (on an organised tour)
Elephant riding / trekking
Equestrian
activities
Fencing
Football
Go karting
Golf
Gymnastics
Hockey
Horse riding (leisure / social / non-competitive riding,
excluding bare back)
Ice skating (indoor only)
Martial arts - non contact
Moped / scooter biking
Motor racing experience (passenger only)
Netball
Orienteering
Outward Bound
Paint balling
Quad biking
Rambling
Rifle range shooting
Roller blading
Roller skating
Running / jogging (half marathon distance or less)
Safari tours
Soccer
Squash
Stilt walking
Table tennis
Ten pin bowling
Tennis
Yoga (in class or alone)
Yoga (yoga teacher)
LEVEL 2: MID
Trekking up to 6,000 MTS
Walking up to 6,000 mTS
Snow mobiling
Snow rafting
Skiing / snowboarding
Ski joring
Skidoos
Rock climbing (sport climbing / bolted)*
Hiking/trekking upto 6,000 MTS
Mountain biking off track / downhill
Dog sledGIng
Bushwalking upto 6,000 mTST
Winter sports
Scuba diving to 50 metres
White water rafting grades 4-5
Bungee jumping
Cycle touring
Dirt boarding
Martial arts training
Motor biking
Rugby
Running (marathon distance)
Sandboarding
Sandskiing
Skateboarding (street)
Zip linING
Zorbing
LEVEL 3: HIGH
Segway tours*
Outdoor endurance, multi-sport, triathlon (less than ultra distance)
American football/
Rugby
LEVEL 4: EXTREME
Alpine ski touring
Bobsleigh
Mountaineering
Rock climbing (outdoor)*
Skiing / snowboarding - off piste
Mountaineering
Trekking above 6000 mts
Flying / piloting a light aircraft
Flying / piloting a light aircraft
Gliding
Hang gliding
Parachuting
Parachuting (one jump only)
Paragliding
parapenting
Parasailing
Parascending
Skydiving
Skydiving - tandemss
Motor biking (off road)
motorbiking rallies,
races & competition