List of Claim documents for Death

Duly Completed Claim Form signed by Nominee/ legal heir of the Insured Person.

• Copy of address proof (Ration card or electricity bill copy).
• Attested copy of Death Certificate.
• Burial Certificate (wherever applicable).
• Attested copy of Statement of Witness, if any lodged with
• police authorities.
• Attested copy of FIR / Panchanama / Inquest Panchanama.
• Attested copy of Post Mortem Report (only if conducted).
• Attested copy of Viscera report if any (Only if Post Mortem is conducted).
• NEFT details & cancelled cheque of the Nominee/ legal heir of the insured Perso
• Original Policy copy along with Original Assignment endorsement (if any)

Document Specific to Air Ambulance Cover

• Duly completed claim form signed by the Claimant
• Original bills and receipts paid for the transportation from Registered Ambulance Service Provider
• Other documents as may be required by the Company to process the claim

List of Claim Document Specific to Children Education Benefit

Bonafide certificate from school / college or certificate from the educational institution

List of Claim Document Specific to Fracture Care Cover

• X Ray confirming the fracture & site of fracture
• Certificate from treating surgeon with extent of Injury, cause of injury, site of Injury & date of injury
• Treatment details
• Discharge summary (if Hospitalized )
• Letter from HR of leave record in case of salaried individual

List of Claim Documents Specific to Hospital Cash Benefit Cover

• First Consultation letter from the Doctor
• Duly completed claim form signed by the Claimant
• Hospital Discharge Card
• Hospital Bill Money Receipt, duly signed with a Revenue Stamp
• All Laboratory and Diagnostic Test Reports. E.g. X-Ray, E.C.G, USG, MRI Scan, Haemogram, etc.
• Other documents as may be required by the Company to process the claim.

List of Claim Documents Specific to Loss of Income due to Disability from Accident Cover

• Duly Completed Personal Accident Claim Form signed by insured.
• Attested copy of FIR. (If required)
• All X-Ray / Investigation reports and films supporting to disability.
• Claim form with NEFT details & cancelled cheque duly signed by Insured
• Attested Policy copy.
• For Employed persons: Certificate from HR with details of medical leave availed during the period of Injury
• Certificate from the treating doctor mentioning the extent of Injury along with the period of disability
• Certificate from Treating doctor with date of full recovery & resuming of duties

List of Claim Document Specific to Travel Expenses Benefit Cover

• Original travel tickets / bills and receipts mentioning the actual expenses of the travel with the date of booking & date of travel
• First Consultation letter from the Doctor
• Duly completed claim form signed by the Claimant

List of Claim documents for Disappearance

Duly Completed Claim Form signed by Nominee/ legal heir of the Insured Person.

• Copy of address proof (Ration card or electricity bill copy).
• Attested copy confirming disappearance from appropriate authorityfollowing a forced landing, stranding, sinking or wrecking of a conveyance
• Documentary proof of fare paying passenger of a conveyance as an occupant
• Attested copy of Statement of Witness, if any lodged with police authorities.
• Attested copy of FIR / Panchanama / Inquest Panchanama.
• NEFT details & cancelled cheque of the Nominee/ legal heir of the insuredPerson
• Original Policy copy along with Original Assignment endorsement (if any)Assignment endorsement (if any)

List of Claim documents for Permanent Total Disability and Permanent Partial Disability

• Duly Completed Claim Form signed by Insured Person.
• Attested copy of disability certificate from Civil Surgeon of Government Hospital stating percentage of disability.
• Attested copy of FIR. (If required)
• All X-Ray / Investigation reports and films supporting to disability.
• Attested copy of FIR / Panchanama / Inquest Panchanama.
• NEFT details & cancelled cheque of Insured Person.
• Original Policy copy along with Original Assignment endorsement (if any)

List of Claim Document Specific to Adventure Sports Benefit

• Certificate of participation from Sports event organizer/service provider
• pre participation fitness certificate, and
• certificate from the treating doctor mentioning the nature of the Injury,
• All Investigation reports
• Discharge summary ( If hospitalized)
• Documents as listed for claim under Death / Permanent Total Disability

List of Claim Document Specific to EMI Payment Cover

• Current outstanding Loan certificate from financer, along with the documents submitted
• Loan disbursement letter along with the payment record till the date of Accident
• All X-Ray / Investigation reports and films supporting to disability.
• Claim form with NEFT details & cancelled cheque duly signed by Insured
• Attested Policy copy.
• For Employed persons: Certificate from HR with details of medical leave availed during the period of Injury
• Certificate from the treating doctor mentioning the extent of Injury along with the period of disability
• Certificate from treating doctor with date of full recovery & resuming of duties

List of Claim Document Specific to Loan Protector Cover

• Loan disbursement letter along with the payment record till the date of Accident.
• Current outstanding Loan certificate from financer, along with the documents
• submitted for claim under Death or Permanent Total Disability.
• Attested copy of Death Certificate.
• All X-Ray / Investigation reports and films supporting to disability.
• Claim form with NEFT details & cancelled cheque duly signed by Insured or his/her Nominee in case of Insured’s Death
• Original Policy copy along with Original Assignment endorsement (if any)

List of Claim Document Specific to Road Ambulance Cover

• First Consultation letter from the Doctor
• Duly completed claim form signed by the Claimant
• Original bills and receipts paid for the transportation from Registered Ambulance Service Provider
• Treating Doctor certificate to transfer the Injured person to a higher medical centre for further treatment
• All original Laboratory and Diagnostic Test Reports. E.g. X-Ray, E.C.G, USG, MRI Scan, Haemogram etc.
• Other documents as may be required by the Company to process the claim.

List of Claim Documents Specific for Accidental Hospitalization Expenses

• First Consultation letter from the Doctor
• Duly completed claim form signed by the Claimant
• Hospital Discharge Card
• Hospital Bill giving detailed break up of all expense heads mentioned in the bill. Clear break ups have to be mentioned for OT Charges,Doctor’s Consultation and Visit Charges, OT Consumables, Transfusions, Room Rent, etc.
• All original Laboratory and Diagnostic Test Reports. E.g. X-Ray, E.C.G, USG, MRI Scan, Haemogram etc.
• Other documents as may be required by the Company to process the claim