Geographical Scope of Travel
NEPAL/CHINA
Sum Insured
USD 25,000
Maximum Trip Duration
15 Days, 21 Days, 30 Days , 60 Days
Age Limit
1 - 69 Years
Sr. No. | Benefits | Sum Insured | Deductible |
---|---|---|---|
1 | Hospitalization expense for illness & Injury | USD 25,000 | USD 100 |
2 | Medical Evacuation includes Helicopter Evacuations and AMS is | USD 25,000 | USD 500 |
3 | Personal Accident (Death & Disability) | USD 10000 | NIL |
4 | Delay of Checked In Baggage | USD 150 | 12 Hours |
5 | Loss of Checked-in baggage | USD 1000 | NIL |
6 | Loss of Passport & Driving license | USD 250 | NIL |
7 | Trip cancellation | USD 1000 | NIL |
8 | Trip Interruption & curtailment | USD 1000 | NIL |
9 | Common Carrier Delay | USD 100 | 8 Hours |
10 | Hijack Distress Allowance | USD 300 | 12 Hours |
11 | Daily allowance in case of hospitalization | 25 per day (max 5 days) | Franchise 1 day |
12 | Personal liabiliy | USD 10,000 | 5% of Actuals |
13 | Repatriation of Remains | USD 5,000 | NIL |
Sports & Adventure Activities Covered
Insured 99% of all Indian expeditions above 6000 and 8000 meters in Nepal and China since 2017
POLICIES ISSUED IN THE LAST 5 YEARS BY ASC360
Emergency nos for urgent medical assistance
Yes this policy works on cashless basis for medical evacuation (via heli) and medical hospitalization.
There is a deductible of $500 on emergency medical evacuation and there is $100 deductible of medical hospitalisation during the expedition.
You have to pay these deductibles to the hospital directly at the time of your discharge. Our Assistance team will be in touch with you all the time.
Yes, the medical evacuation includes the evacuation via Helicopter and road ambulance.
Yes, this policy covers all kind of Sickness and injuries but excludes any pre-existing diseases.
In case the insured trekker is seriously unwell or badly injured, then please call on the emergency numbers given on your medical rescue cards. Our expert assistance teams and the high altitude doctors will assess the situation and will launch the evacuation on their recommendation once we receive the approval from the claims team. A typical evacuation can take anywhere between 30 minutes to 5 hours depending on the situation and weather conditions.
Yes, this is an international adventure travel insurance and will cover your journey from your home to home including the expedition, provided your policy starts from the day you leave India.
Expedition insurance includes adventure sports – trekking till 6000 meters. Regular travel insurance dosenot include adventure sports as there is more risk involved for the insurance company, which means less profit. The risk of Acute Mountain Sickness (AMS) increases dramatically above 2800 Meters, as do the costs of emergency medical services and evacuation.
No, this is a standardised policy with fixed coverage and rates for all Kilimanjaro expedition and for all routes on the mountain.
This policy is valid for an Indian national travelling from India to the said location for the expedition, having a valid bank account in India.