Insurance DETAILS

Geographical Scope of Travel

Domestic-Stok Kangri & Similar in India

Sum Insured


Maximum Trip Duration

10 Days,15 Days, 21 Days

Age Limit

1 - 65 Years

Policy features

Plan details

Sr. No.


Sum Insured



Hospitalization Expenses For Injuries

INR 2,00,000

INR 500


Emergency hospitalization expenses for illness

INR 1,50,000

INR 500


Medical Evacuation

INR 4,00,000

INR 500


Personal Accident (Death & Disabilities)

INR 3,00,000



Repatriation of Remains

INR 25,000



Extension 1: Outpatient Expenses For Injuries

INR 5,000

INR 500


Trip Cancellation & Interruption

INR 25,000

INR 500


Checked-In-Baggage Loss

INR 5,000



Checked-In-Baggage Loss

INR 1,500



Missed Connections

INR 20,000

INR 500


Compassionate Visit

INR 20,000



10 Days

  • Premium (per person)
  • Including GST@ 18%

15 Days

  • Premium (per person)
  • Including GST@ 18%

21 Days

  • Premium (per person)
  • Including GST@ 18%
  1. Proposed rates are for a single trip policy with max trip duration of 10 days/15 days/ 21 days.
  2. The policy is valid only for of ‘ASC360 a brand of ‘Mission Outdoors’ who travel domestically to Stok Kangri and Similar peaks
  3. AMS is covered
  4. Individuals must be aged between 1 to 65 years and should hold a valid bank account in India
  5. Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.
  6. Delay/ Loss of checked in baggage would be only covered for airlines
  7. Please note that ” Medical Evacuations arising due to catastrophe or any extractions following catastrophe would not be payable”
  8. Medical Evacuation includes Heli Evacuations


1 +

Sports & Adventure Activities Covered

1 %

Insured 99% of all Indian expeditions above 6000 and 8000 meters in Nepal and China since 2017

1 Lac+


ASC360 provides local rescue teams
Evacuated 250+ people, from emergency situations.
ASC360 has on Call medical advisory and evacuation assistance
Insured 3260 trekkers on Chadar trek 2019, Treated 1367 patients and rescued 33 trekkers.
Introduced Annual Adventure Insurance for the adventure professionals of the tour operators.
Settled accidental & sickness claims and multiple death claims.
Established India’s first High Altitude Medical and Rescue center on Stok Kangri’s Base camp and Chadar Trek
Conceptualized and executed India’s biggest trekking summit with Ladakh District Administration by providing adventure insurance, medical and rescue facilities to trekkers and adventure staff.
Introduced Industry first products- Accidental adventure policy, GIP (Guide, Instructor & Porter Insurance) Theme Park Insurance and AMS+ (Acute Mountain Sickness).
  • Partnered with the specialized flying doctor unit for the medical crew for the air ambulances.
  • Partnered and Insured BSF, Indian Army, Indian Airforce, ONGC and other defense and IMF expeditions.
  • Partnered with International rescue companies for specialized Evacuation capabilities in extreme conditions.
  • Partnered with Indian chopper companies and medical and paramedics service providers who currently owns and operate the following aircraft:
    1. Falcon 2000
    2. Cessna Citation 560 XL
    3. King Air Beechcraft B 200
    4. Pilatus PC 12
    5. King Air C 90 A
  • Partner with 7 Indian and International Insurance companies.
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Emergency nos for urgent medical assistance


Yes this policy works on cashless basis for medical evacuation (via heli) and medical hospitalization.

There is a INR 500 deductible on each emergency medical evacuation and hospitalisation.

You have to pay these deductibles to the hospital directly at the time of your discharge. Our Assistance team will be in touch with you all the time.

Yes, the medical evacuation includes the evacuation via Helicopter and road ambulance.

Yes, this policy covers all kind of Sickness and injuries but excludes any pre-existing diseases.

In case the insured trekker is seriously unwell or badly injured, then please call on the emergency numbers given on your medical rescue cards. Our expert assistance teams and the high altitude doctors will assess the situation and will launch the evacuation on their recommendation once we receive the approval from the claims team. A typical evacuation can take anywhere between 30 minutes to 5 hours depending on the situation and weather conditions. The air evacuation on Stok Kangri is generally facilitated by the airforce once hey receive confirmation from the concerned authorities.

Yes, this is domestic adventure travel insurance and will cover your journey from your home to home including the expedition, provided your policy starts from the day you start your travel from home.

Expedition insurance includes adventure sports – mountaineering & trekking till 6500 meters. Regular travel insurance dosenot include adventure sports as there is more risk involved for the insurance company, which means less profit. The risk of Acute Mountain Sickness (AMS) increases dramatically above 2800 Meters, as do the costs of emergency medical services and evacuation.

No, this is a standardised policy with fixed coverage and rates for all Stok Kangri expedition and for all routes on the mountain.

This policy is valid for an Indian national travelling within India for the Strok Kangri expedition or similar having a valid bank account in India.