Geographical Scope of Travel
Domestic-Stok Kangri & Similar in India
Sum Insured
10,000,00
Maximum Trip Duration
10 Days,15 Days, 21 Days
Age Limit
1 - 65 Years
Sr. No. |
Benefits |
Sum Insured |
Deductible |
---|---|---|---|
1 |
Hospitalization Expenses For Injuries |
INR 2,00,000 |
INR 500 |
2 |
Emergency hospitalization expenses for illness |
INR 1,50,000 |
INR 500 |
3 |
Medical Evacuation |
INR 4,00,000 |
INR 500 |
4 |
Personal Accident (Death & Disabilities) |
INR 3,00,000 |
NIL |
5 |
Repatriation of Remains |
INR 25,000 |
NIL |
6 |
Extension 1: Outpatient Expenses For Injuries |
INR 5,000 |
INR 500 |
7 |
Trip Cancellation & Interruption |
INR 25,000 |
INR 500 |
8 |
Checked-In-Baggage Loss |
INR 5,000 |
6 HOURS |
9 |
Checked-In-Baggage Loss |
INR 1,500 |
NIL |
10 |
Missed Connections |
INR 20,000 |
INR 500 |
11 |
Compassionate Visit |
INR 20,000 |
NIL |
Sports & Adventure Activities Covered
Insured 99% of all Indian expeditions above 6000 and 8000 meters in Nepal and China since 2017
POLICIES ISSUED IN THE LAST 5 YEARS BY ASC360
Emergency nos for urgent medical assistance
Yes this policy works on cashless basis for medical evacuation (via heli) and medical hospitalization.
There is a INR 500 deductible on each emergency medical evacuation and hospitalisation.
You have to pay these deductibles to the hospital directly at the time of your discharge. Our Assistance team will be in touch with you all the time.
Yes, the medical evacuation includes the evacuation via Helicopter and road ambulance.
Yes, this policy covers all kind of Sickness and injuries but excludes any pre-existing diseases.
In case the insured trekker is seriously unwell or badly injured, then please call on the emergency numbers given on your medical rescue cards. Our expert assistance teams and the high altitude doctors will assess the situation and will launch the evacuation on their recommendation once we receive the approval from the claims team. A typical evacuation can take anywhere between 30 minutes to 5 hours depending on the situation and weather conditions. The air evacuation on Stok Kangri is generally facilitated by the airforce once hey receive confirmation from the concerned authorities.
Yes, this is domestic adventure travel insurance and will cover your journey from your home to home including the expedition, provided your policy starts from the day you start your travel from home.
Expedition insurance includes adventure sports – mountaineering & trekking till 6500 meters. Regular travel insurance dosenot include adventure sports as there is more risk involved for the insurance company, which means less profit. The risk of Acute Mountain Sickness (AMS) increases dramatically above 2800 Meters, as do the costs of emergency medical services and evacuation.
No, this is a standardised policy with fixed coverage and rates for all Stok Kangri expedition and for all routes on the mountain.
This policy is valid for an Indian national travelling within India for the Strok Kangri expedition or similar having a valid bank account in India.